Open a Checking Account and Skip Your Next Auto Loan Payment!*
As a valued member of Associated Credit Union of Texas, we want you to make the most of your membership by opening a checking account with us. Our Skip-A-Pay offer rewards you for adding that new checking account. Check out how to skip your auto loan payment below.
How It Works
After you complete the application, as a thank you for opening your new checking account, you can skip your next scheduled auto loan payment. Add Direct Deposit and you can skip an additional auto loan payment. It’s that easy!
Frequently Asked Questions
Check out our FAQs below for information on how our checking account process works.
Contact
We hope you find our application easy, but we’re happy to help if needed — give us a call at 281-867-0907.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
FAQs
Frequently asked questions about the Checking Account process.
Is Associated Credit Union of Texas really going to allow me to skip my next auto loan payment when I open a new checking account?
Associated Credit Union of Texas values the relationship we have with our members and wants to be your primary banking institution. This offer of skipping your next auto loan payment is an example of how much we value our relationship with our long-term members.
Is there a fee to apply?
There is no fee to apply.
Will I receive a debit card?
Yes, you can stop by a branch and pick up a card that is printed onsite; or, receive a card by mail in 10 – 14 days.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.
Is my personal information secure?
Associated Credit Union of Texas and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Do you have a branch located near me?
If you would prefer to meet with someone in person, our branch locations, hours of operation, and scheduling information are listed on our home page.
How do I apply?
You have 3 options on how to apply.
- Complete the application by clicking on the OPEN ACCOUNT button below.
- To speak to a representative, call 281-867-0907 and they will be able to assist you over the phone.
- Or stop by your nearest branch and one of our representatives can assist you.
We hope you find our application easy, but we’re happy to help if needed — give us a call at 281-867-0907.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
*Eligibility to skip ACU of Texas auto loan payment for 1 (one) month: You must open an ACU of Texas checking account. Eligibility to skip ACU of Texas auto loan payments for 2 (two) months: You must open a qualifying checking account and have a payroll direct deposit made to the account within 30 days of account opening. Direct deposit needs to be an electronic deposit of at least $500.00 or more posted as a paycheck from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Both Skip-A-Pay offers valid for current members with an auto loan in good standing only. Interest and payment protection fees accrue during the Skip-A-Pay period. Offers only good for one new checking account per member. Delayed payment(s) will get added to the end of the loan. Must complete and sign a Skip-A-Pay agreement. Offer expires April 25, 2024.